Why CFA? 

CFA offers a full range of financial products and services to agricultural cooperatives and their customers. Our membership-based services include term loans, single-purpose inventory financing, point-of-sale production agriculture financing, and more.  Our one year crop notes are non-revolving and you must re-apply each year.


Loan Purposes

  • Full crop production loans (Simpli-Fi or Input Advantage Loan)
  • Grain inventory loans (Input Advantage Loan)


Loan Types

  • Secured or unsecured loans (depending on loan size and credit quality)

Application Process

  • Simple application process
    • Credit application
    • Collateral worksheet

Interest Rate

  • Variable rate (contact us for interest rate quote)

Collateral Requirements

  • Lien position, assignment of insurance, buyer’s notification and collateral requirements are based on loan size and credit quality

Repayment Terms

  • Maturity date:
    • Simpli-Fi Loan - on or before January 15th, 2022
    • Input Advantage Loan – on or before January 15th, 2022
  • No pre-payment penalty

Loan Fees

  • $200 per year for crop production loans
  • One loan covers all crops

Approval Time

  • A credit decision is communicated to Farmers Coop once a completed application has been submitted depending on type of loan application.  Simpli-Fi loan applications could take longer due to original copies having to be mailed to CFA office in Kansas City.




For loans less than $350,000

  • Simpli-Fi
  • Input Advantage Crop


For loan requests $350,000 to $500,000


For loans greater than $500,000


Contact Information:

Shawn Talkington - Certified Lender (620-340-7626)

Ryan Graf - Grain Manager (316-542-3182)

James Renner - Agronomy Manager - (316-217-5024)

Derek Lumley - Agronomy Sales - (620-840-1141)